Category: Newsletters

A company’s market capitalization (or market cap), calculated as the number of outstanding shares multiplied by the price per share, is a measure of its size and value. Small-cap stocks continued to…

Investor demand for exchange-traded funds (ETFs) has increased rapidly over the last decade due to attractive features that set them apart from mutual funds. At the end of 2024, over $10 trillion…

Legislation signed into law on July 4, 2025, commonly called the One Big Beautiful Bill Act (OBBBA), fundamentally changed the federal tax and spending landscape. The law is so broad that this…

Couples who have opposite philosophies regarding saving and spending often have trouble finding common ground, and money arguments frequently erupt. But you can learn to work with : and even appreciate :…

Generally, no one wants to be admitted to a hospital, but the use of observation care (also called observation status) : during which a patient may be in a hospital room with…

Making a peer-to-peer (P2P) payment is a convenient way to transfer money to family, friends, or businesses. Whether you’re splitting a bill or paying a babysitter, if you have someone’s contact information,…

These days, most people who work in the private sector don’t have pensions, so they can only guess how long their retirement savings might need to last. Those who withdraw too much…

About 96% of U.S. businesses are pass-through entities that do not pay taxes at corporate rates. When a business is structured as a sole proprietorship, S-Corporation, partnership, or limited liability company (LLC),…

As its name suggests, the S&P 500 Index contains about 500 stocks. These represent the largest U.S. companies across a broad range of industries, and the index as a whole is generally…

According to a 2024 survey, 60% of small businesses believe that cyberattacks are the biggest threat they currently face : and rightly so.1 When a data breach occurs, hackers gain access to…

A convertible bond is a regular corporate bond that comes with a special added feature: the investor has the right to convert it into shares of that company's common stock. U.S. convertible…

Losing a loved one is never easy. In addition to the emotional challenges you may face, you might also be worried about what will happen to their debts once they are gone.…

Individual bonds and bond funds can both provide an income stream, but there are important differences. An individual bond can offer more certainty and stability than a fund, while a fund can…

On April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantly larger and different in structure than expected. Over the next two days, the S&P 500 Index plunged…

Condominiums, or condos, appeal to home buyers of all ages and life stages, but they are especially attractive to younger families and retirees who want to reap the benefits of homeownership while…

On September 18, 2024, the Federal Reserve’s Federal Open Market Committee (FOMC) lowered the benchmark federal funds rate one-half percentage point to a range of 4.75% to 5.0%. It was the first…

Two out of three 401(k) participants have assets in a target-date fund : an “all-in-one” fund intended in theory to be the holder’s only investment (see chart). These funds are often the…

Tariff Turmoil or Economic Signal? The Makings of a Stock Market Correction On March 13, 2025, the S&P 500 Index landed in correction territory after a swift three-week drop of more than…

When deciding between traditional (pre-tax) and Roth contributions, the general rule is to think about whether you are likely to benefit more from a tax break today than you would from a…

Since the startling capabilities of generative artificial intelligence (GenAI) first shook the world in 2023, more of us are wondering: could the four-day workweek come sooner than we thought, or is that…