Category: Newsletters

Most mutual funds are open ended, which means the investment company can issue and redeem fund shares to meet investor demand. By contrast, closed-end funds issue a fixed number of shares in…

Real estate investment trusts (REITs) can offer a consistent income stream and help provide portfolio diversification. Considering these potential benefits, it may not be surprising that an estimated 80 million Americans own…

The average transaction price of a new car or light truck was $36,733 in March 2019, up 2.3% from a year earlier.1 New 2020 models will hit showrooms in August and September,…

A recent survey found that 35% of U.S. households would face financial adversity within one month if a primary wage earner died. This risky situation reflects a widespread lack of protection. More…

By one estimate, a 65-year-old couple who retire in 2019 may need about $300,000 in savings to pay their health-care expenses in retirement. This includes premiums for Medicare Parts B and D,…

In September 2018, S&P Dow Jones Indices and MSCI expanded and renamed the Telecommunication Services sector : now called Communication Services : to include some companies from the Consumer Discretionary and Information…

Most people can only guess how long their retirement savings might need to last. Those who withdraw too much or live longer than expected could eventually run out of money; others may…

Original Medicare : Part A hospital insurance and Part B medical insurance : offers broad coverage at a relatively low cost, but there are many potentially expensive health-care services that are not…

April 9, 2015MARKETCommentary There are many seasons that capture our attention. Those of us suffering from the harsh winter cheered the arrival of spring in late March. For sports fans, baseball season…

Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America.

Valuable assets will convey directly to beneficiaries, regardless of instructions in a will. Transcript

Financial aid for college consists of loans, grants, scholarships, and work study. Grants and scholarships are worth searching for because they don't have to be paid back, unlike student loans, which require…

The federal gift tax applies to gifts of property or money while the donor is living. The federal estate tax, on the other hand, applies to property conveyed to others (with the…

Living trusts enable you to control the distribution of your estate, and certain trusts may enable you to reduce or avoid many of the taxes and fees that will be imposed upon…

Market Commentary – 11.12.13 When Bad News is Good News and Good News is Bad News Market movements, especially those that occur over a short term, often puzzle investors. However lately, market…

Monthly Market Monitor – January 2015 Recap Market Indices1 January Year-to-Date S&P 500 -3.00% -3.00% Russell 3000 -2.78% -2.78% MSCI EAFE 0.49% 0.49% MSCI Emerging Markets 0.60% 0.60% Barclays US Aggregate Bond…

Moving Into a New Phase Since the end of the Great Recession, economists have repeatedly predicted that the United States would soon step onto a path of above-trend growth, only to see…

Changing tax rates, steady inflation, and higher interest rates : put them together, and this might be a good time to consider the real return on your investments. As an investor, you…

Some business owners don’t think about succession possibilities or when they might retire, because they love running their companies and don’t want to stop any time soon. But unfortunately, about half of…