Category: Newsletters

Valuable assets will convey directly to beneficiaries, regardless of instructions in a will. Transcript

If you receive a distribution from a qualified retirement plan such as a 401(k), you need to consider whether to pay taxes now or to roll over the account to another tax-deferred…

A real estate investment trust (REIT) is a company that uses the combined capital of a large number of investors to buy and manage residential, commercial, and industrial income properties. Like other…

Monthly Market Monitor – August 2014 Recap Market Indices1 August Year-to-Date S&P 500 4.00% 9.89% Russell 3000 4.20% 9.23% MSCI EAFE -0.15% 2.56% MSCI Emerging Markets 2.25% 10.63% Barclays US Aggregate Bond…

Market Commentary – 1.9.15 It’s Not Just the Jobs Report Friday morning, the Labor Department provided good news on the U.S. job market. For December, the government reported a gain of 252k…

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay…

Quarterly Recap – 4th Quarter 2014 Market Indices1 December 2014 4Q 2014 2014 S&P 500 -0.25% +4.93% +13.69% Russell 3000 +0.00% +5.24% +12.56% MSCI EAFE -3.46%% -3.57% -4.90% MSCI Emerging Markets -4.61%…

Market Commentary – 11.6.14 Market Implications of a Divided Government On election night, Republicans posted impressive gains by taking control of the Senate and adding to their already large majority in the…

How much money will you bring to retirement?

Every investor dreams of buying into the market at a low point, just before it hits an upswing, and garnering a large profit from selling at the market’s peak. But trying to…

Quarterly Recap – 1st Quarter 2015 Market Indices1 March 1Q 2015 YTD S&P 500 -1.58% +0.95% +0.95% Russell 3000 -1.02% +1.80% +1.80% MSCI EAFE -1.52% +4.88% +4.88% MSCI Emerging Markets -1.42% +2.24%…

In October 2018, The Conference Board Consumer Confidence Index® reached its highest level since September 2000, despite a steep stock market slide and potential headwinds from inflation and rising interest rates.1 Another…

Quarterly Recap – 3rd Quarter 2014 Market Indices1 September 2014 3Q2014 Year-to-Date S&P 500 -1.40% +1.13% +8.34% Russell 3000 -2.08% +0.01% +6.95% MSCI EAFE -3.84% -5.88% -1.38% MSCI Emerging Markets -7.41% -3.49%…

Whether you’re a first-time stock investor or a seasoned veteran, you should understand what differentiates single stock investments from mutual fund investing. Picture a collection of stocks, bonds, or other securities that…

Market Commentary – 9.26.2014 2014 May Break the Pattern For years the pattern has been the same. At the beginning of the year forecasters acknowledge that growth has been weak but they…

By one estimate, the average 65-year-old couple retiring in 2017 could spend more than $404,000 on health-care expenses in retirement. This figure includes lifetime premiums for Medicare, supplemental insurance, dental coverage, deductibles,…

When considering the profit they make on stocks, many investors assess the gains they have obtained based on the appreciation of the stock on the open market or the gains they obtained…

Before making any investment decision, one of the key elements you face is working out the real rate of return on your investment.