Timely newsletters to help you stay current on the markets, tax rules, retirement planning and the wider economy.
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How Long Should You Keep Financial Records?
With tax season in the rearview mirror, this might be a good time to organize your records. Here are some guidelines to help decide what to keep and what to discard. Use…
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Adjusting Your Tax Withholding
Now that you’ve seen last year’s tax results and can see where this year is heading, it may be a good time to consider adjustments to your income tax withholding. Getting It…
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Building Blocks for Financing College with Less Debt
Financing a college education with the least amount of debt involves putting together a variety of resources in the most favorable way for your family. It requires planning, savings discipline, an understanding…
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What’s Your Retirement Dream Elevator Pitch?
Imagine stepping into an elevator and realizing that you’re about to spend the 30-second ride with someone who could make your retirement dreams come true : if only you could explain them…
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Looking Back, Looking Forward
The month of January is named after the Roman god Janus, who was imagined as having two faces: one looking toward the past, the other looking toward the future. In a similar…
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If You Don’t Have a Will, You Probably Should
A 2021 Gallup poll found that only 46% of U.S. adults have a will : similar to the results of other Gallup polls over the last 30 years. It’s not surprising that…
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Colliding Forces: Russia, Oil, Inflation, and Market Volatility
The Russian invasion of Ukraine has drawn condemnation and punitive sanctions from the United States, Europe, and their allies. The humanitarian cost of war cannot be measured, and the long-term economic effects…
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Going Green: A Fast-Growing Corner of the Global Bond Market
Green bonds are debt instruments that corporations and governments can use exclusively to finance major climate-related or environmentally friendly initiatives. Global issuance of green bonds reached a record $523 billion in 2021,…
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HOT TOPIC: Rising Rates Join Long List of Housing Dilemmas
Rising Rates Join Long List of Housing Dilemmas Homebuyers braving the hot U.S. housing market have run headlong into a striking transition. The average interest rate for a 30-year fixed mortgage jumped…
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Baseball Lessons That Might Help Change Up Your Finances
Baseball stadiums are filled with optimists. Fans start each new season with the hope that even if last year ended badly, this year could finally be the year. After all, teams rally…
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Is Your Business Eligible for the Research and Development Tax Credit?
Has your business encountered and solved technological challenges in recent years? Maybe you invested in software development, re-engineered manufacturing processes, or performed laboratory testing. If so, your business may be eligible for…
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Where to Look for Lost and Forgotten Money
If you get a call or text regarding unclaimed property that may belong to you, it’s probably from scammers trying to collect information about you and your finances. Many people lose track…
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Working While Receiving Social Security Benefits
The COVID-19 recession and the continuing pandemic pushed many older workers into retirement earlier than they had anticipated. A little more than 50% of Americans age 55 and older said they were…
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Are You Ready to Cancel Your Cable TV?
An explosion in the number and variety of streaming services, coupled with the high cost of cable and satellite television packages, might have you wondering whether it’s time to cut the cord.…
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Planning to Quit Your Job? What to Know Before You Go
About 4.3 million U.S. workers quit their jobs voluntarily in December 2021, after a record 4.5 million quit in November : the largest number since the Bureau of Labor Statistics (BLS) began…
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401(k) and IRA: A Combined Savings Strategy
Contributing to an employer-sponsored retirement plan or an IRA is a big step on the road to retirement, but contributing to both can significantly boost your retirement assets. A recent study found…
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Preparing for Libor to Leave the Building
The London Interbank Offered Rate (Libor) : once called the world’s most important number : is an interest-rate benchmark that has influenced borrowing costs for consumers, businesses, and investors around the world…
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Food Inflation: What’s Behind It and How to Cope
As measured by the Consumer Price Index for food at home, grocery prices increased 3.4% in 2020, a faster rate than the 20-year historical average of 2.4%.1 More recently, food inflation accelerated…