Timely newsletters to help you stay current on the markets, tax rules, retirement planning and the wider economy.
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International Investing: Opportunity Overseas?
For the past decade, U.S. stocks have outperformed foreign stocks by a wide margin, due in large part to the stronger U.S. recovery after the Great Recession. In general, U.S. companies have…
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Antitrust Crackdown Aims to Increase Competition
In July, the president issued an executive order intended to “combat excessive consolidation of industry, abuses of market power, and the harmful effects of monopoly.” More than a dozen federal agencies were…
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Signs of a Scam…and How to Resist It
Although scammers often target older people, younger people who encounter scams are more likely to lose money to fraud, perhaps because they have less financial experience. When older people do fall for…
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What a Relief! Congress Acts Against Surprise Medical Bills
If you have ever been caught off-guard by a large medical bill, a long-running practice known as balance billing might be the reason. A balance bill : which is the difference between…
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HOT TOPIC: Too Hot to Handle: What’s Ahead for the U.S. Housing Market?
Too Hot to Handle: What’s Ahead for the U.S. Housing Market? The U.S. housing market, already strong before the pandemic, has heated up to record levels in 2021. The Case-Shiller U.S. National…
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A More Affordable Life Insurance Solution
Many people allow their life insurance policies to expire once their children are grown. This may not be a good idea, especially if you have a mortgage or other substantial expenses and…
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Following the Inflation Debate
During the 12 months ending in June 2021, consumer prices shot up 5.4%, the highest inflation rate since 2008.1 The annual increase in the Consumer Price Index for All Urban Consumers (CPI-U) :…
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Child Tax Credit for 2021: Will You Get More?
If you have qualifying children under the age of 18, you may be able to claim a child tax credit. (You may also be able to claim a partial credit for certain…
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Crisis Averted? Financial Help for Struggling Renters and Landlords
By one estimate, U.S. landlords were owed about $57 billion in unpaid back rent at the beginning of 2021. The average household that fell behind owed about four months of rent, or…
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Concerned About Inflation? Consider TIPS
Inflation has been relatively low for the last decade, but the economic stimulus packages and recovery from the pandemic are expected to heat up the U.S. economy.1 Even so, the Federal Reserve…
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Don't Let Debt Derail Your Retirement
Debt poses a growing threat to the financial security of many Americans : and not just college graduates with exorbitant student loans. Recent studies by the Center for Retirement Research at Boston…
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HOT TOPIC: Hostage Data: Ransomware and Protecting Your Digital Information
Hostage Data: Ransomware and Protecting Your Digital Information On May 7, 2021, the Colonial Pipeline, which carries almost half of the East Coast’s fuel supply from Texas to New Jersey, shut down…
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Pension or Lump Sum: Which Should You Choose?
Traditional pensions, which promise lifetime income payments in retirement, have become less common in the private sector, with only about 10% of workers currently participating in a traditional pension plan. However, pensions…
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Stock Market Risks in the Spotlight
During March 2021, the widening availability of COVID-19 vaccinations, signs of improving economic conditions, and a third, $1.9 trillion stimulus package brought about more optimistic growth projections. Even though a healthy economy…
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Considerations When Making Gifts to Children
If you make significant gifts to your children or someone else’s children (perhaps a grandchild, a nephew, or a niece), or if someone else makes gifts to your children, there are a…
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Bankruptcy Changes Throw a Lifeline to Sinking Small Businesses
The Small Business Reorganization Act of 2019 (SBRA) added a new Subchapter V to Chapter 11 of the Bankruptcy Code, which was intended to “streamline the process by which small business debtors…
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A Steady Strategy
One of the most fundamental truths of investing is that you can’t time the market. As legendary investor and economist Bernard Baruch put it, “Don’t try to buy at the bottom and…
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Is the Medicare Donut Hole Really Closed?
You may have heard that the coverage gap for Medicare Part D prescription drug coverage : commonly known as the donut hole : closed in 2020. While it’s true that recent changes…