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Newsletters

Timely newsletters to help you stay current on the markets, tax rules, retirement planning and the wider economy.

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      Why You Might Need Disability Income Insurance

      Your ability to earn an income may be your most valuable asset. So how would you meet your financial obligations if you became sick or injured and couldn’t work? It might be…

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      Think Twice Before Speculating on a COVID-19 Cure

      As hundreds of companies race to develop vaccines and drug therapies that could help end the COVID-19 pandemic, news reports on successful or failed trials affect individual stock prices and can trigger…

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      The Cost of Family Caregiving

      There are around 41 million family caregivers in the United States providing an estimated 34 billion hours of care to adults with limitations in daily activities. The estimated annual value of this…

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      Managing Your Workplace Retirement Plan

      About 80 million Americans actively participate in employer-sponsored defined contribution plans such as 401(k), 403(b), and 457(b) plans.1 If you are among this group, you’ve taken a big step on the road…

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      Quarterly Taxes: Deadlines Keep Coming for the Self-Employed

      If you own your own business, you typically don’t have taxes withheld from every paycheck, so Uncle Sam wants you to pay estimated taxes in four installments. Normally, these payments are due…

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      Is Your Home Office Also a Tax Shelter?

      The pandemic ushered in the age of video meetings, providing a glimpse into many kinds of home workspaces. For many workers, a dedicated home office became more important than ever in 2020,…

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      Are Value Stocks Poised for a Comeback?

      Growth stocks have dominated the market for the last decade, led by tech giants and other fast-growing companies. While it's possible this trend may continue, some analysts think that value stocks may…

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      Will vs. Trust: Know the Difference

      Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two. What Is a Will?…

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      SECURE Act Changes That Matter to Small Employers

      Many people who work for small businesses don’t have access to retirement benefits. The SECURE Act includes provisions that could make it easier and more affordable for business owners to provide retirement…

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      Key Retirement and Tax Numbers for 2021

      Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of the key…

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      Home-Sweet-Home Equity

      Buying a home is a long-term commitment, so it’s not surprising that older Americans are much more likely than younger people to own their homes “free and clear” (see chart). If you…

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      Asset Protection: Make Sure Your Umbrella Is Big Enough

      People make mistakes, no one is perfect, and bad things happen to good people. These plain and simple truisms relate to many of the liability risks involved in everyday life. If something…

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      Three Life Insurance Strategies for Small Businesses

      You may already have insurance to help support your family financially if you should pass away. But could your small business benefit from additional life insurance that would protect your employees, business…

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      New Fed Policy Suggests Low Rates for the Long Term

      After its meeting on August 27, 2020, the Federal Open Market Committee (FOMC) announced a new approach to controlling inflation through the benchmark federal funds rate. While affirming that it considers a…

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      Big Data for Smaller Players

      Many large companies use advanced technology and expertise to capture and analyze data as they look for ways to improve business efficiency and customer interaction. Fortunately, a growing field of user-friendly software…

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      When You Can’t Speak for Yourself

      It’s not pleasant to think about the possibility of being unable to make your own medical or financial decisions. But taking the time to express your wishes in advance could help ensure…

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      Watch Out for These Financial Pitfalls in the New Year

      As people move through different stages of life, there are new financial opportunities and potential pitfalls around every corner. Here are common money mistakes to watch out for at every age. The…

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      Pandemic Relief Measures and Your Tax Return

      Two emergency relief bills passed in 2020 in response to the COVID-19 pandemic will make this an unusual tax season for many taxpayers. The Coronavirus Aid, Relief, and Economic Security (CARES) Act…