Newsletters

College graduates generally earn more, have lower rates of unemployment, lead healthier lifestyles, and are more active citizens than those without a degree.1 One estimate places the lifetime value of a bachelor’s…

Surveys show that tolerance for investment risk rises and falls with the stock market. In mid-2008, 36% of mutual fund investors said they were willing to accept substantial or above-average risk for…

Bonds are issued by federal, state, and local governments; agencies of the U.S. government; and corporations. There are three basic types of bonds: U.S. Treasury, municipal, and corporate.

Mutual fund transactions can be complicated, especially with the fees and expenses that accompany the process. It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so…

John F. Kennedy once said, “Change is the law of life. And those who look only to the past or present are certain to miss the future.” This is certainly true of…

Market Commentary – 11.14.14 Hey Consumer, You’re Looking Good! It is common knowledge that consumer spending represents at least two-thirds of the U.S. economy. As such, readings on the state of the…

Market Commentary – 8.1.14 U.S. Stocks Suffer an Ugly Day Today, the S&P 500 dropped 39 points (loss of 1.98%), enduring its biggest single-day drop in terms of points since February 3rd.…

Universal life insurance was developed in the late 1970s to overcome some of the disadvantages associated with term and whole life insurance. As with other types of life insurance, you pay regular…

First available in 2006, the Roth 401(k) is a relative newcomer to the retirement savings world, and employers were slow to adopt it. That has changed in recent years. A 2017 survey…

A strong savings program is essential for any sound financial strategy.

Quarterly Recap – 3rd Quarter 2013Market Indices1Sept 20133Q2013Year-to-DateS&P 500+3.14% +5.24% +19.79%Russell 3000+3.72% +6.35% +21.30%MSCI EAFE+7.42% +11.61% +16.59%MSCI Emerging Markets+6.53% +5.90% -4.05%Barclays US Aggregate Bond+0.95% +0.57% -1.89%Barclays Municipal+2.15% -0.19% -2.87%Barclays US Corporate High…

Valuable assets will convey directly to beneficiaries, regardless of instructions in a will. Transcript

If you receive a distribution from a qualified retirement plan such as a 401(k), you need to consider whether to pay taxes now or to roll over the account to another tax-deferred…

A real estate investment trust (REIT) is a company that uses the combined capital of a large number of investors to buy and manage residential, commercial, and industrial income properties. Like other…

Monthly Market Monitor – August 2014 Recap Market Indices1 August Year-to-Date S&P 500 4.00% 9.89% Russell 3000 4.20% 9.23% MSCI EAFE -0.15% 2.56% MSCI Emerging Markets 2.25% 10.63% Barclays US Aggregate Bond…

Market Commentary – 1.9.15 It’s Not Just the Jobs Report Friday morning, the Labor Department provided good news on the U.S. job market. For December, the government reported a gain of 252k…

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay…