OUR COMMITMENT TO YOU
I understand that choosing a financial advisor is an important decision and I am honored that you have chosen to begin a relationship with me. Thank you for your trust!
Successful relationships are built on a clear understanding of expectations and responsibilities. To avoid misunderstanding between us, this letter outlines and confirms the basic parameters of our relationship. If you have any specific questions or concerns or want clarification on any detail, please call my office or stop by when you are in the area. Again, thank you for your confidence and I look forward to working with you.
Our Commitment to you:
- We will provide professional services with integrity, diligence and objectivity.
- We will maintain the knowledge and skills necessary to provide competent professional services.
- We will be fair and reasonable in our professional relationship, disclose any conflicts of interest, always be transparent in regards to fees, return phone calls and emails promptly.
- We will protect the confidentiality of all client information.
- We will do our best to perform without errors. If however, there is a mistake, we will immediately take steps to rectify the situation.
Ongoing Service:
- 24 hour online access to Albridge Wealth Reporting and NetXclient
- Complementary Portfolio Review by phone or personal meeting.
Statements:
- Paperless quarterly statement enrollments are avalible through Pershing, or for a paper quarterly statement delivery, there is a $1 surcharge.
- Quarterly statements are automatically sent out and may be sent more frequently if there is activity on the account.
Scheduled Meetings:
- We ask that you be courteous and if you cannot keep an appointment; please call as soon as possible to reschedule.
Advisor Expectations of Clients:
- Clients will respond to requests for information or paperwork in a timely manner
- Clients will notify us promptly of any changes in their situations not limited but to include marriages, births, deaths, divorce, retirement, updating beneficiaries, sale or purchase of assets, email, telephone and addresses
- Clients will understand that some clerical tasks are handled by staff and not by the advisor
Methods to receive Your Money
- ACH
- Wire
- Checks
- Please request any funds at LEAST 5 business days in advance. Some situations ( ie.: a request for a 3rd party check) may take longer to process. Also some distributions may require paperwork to be signed.
Scope of Services:
- Financial Planning
- Investments, Selection and Review
- Retirement & Distribution Planning
- Income Tax Preparation and Analysis
- Education Planning/529 Accounts
- Long Term Care, Life and Disability Insurance
- Estate Planning
Staff
The members of our firm who will work for you are:
Joan D. Siegel, CFP® Gary Smith
Certified Financial Planner™ Financial Planner
Certified Tax Preparer Certified Tax Preparer
Investment Adviser Representative Investment Adviser Representative
Cetera Advisor Networks, LLC Cetera Advisor Networks, LLC
Taylor Rubin Karen Burns
Administrative Support Staff Administrative Support Staff